With all of the propaganda about Wall Street being ‘too big to fail’, and the obvious instability attached to the stock market – with stocks diving on a regular basis, it makes you wonder where to invest your hard earned money and retirement funds that is still a safe and
One simple process will lead you into another. It’s like finding a penny on the sidewalk bending over picking it up putting it in your pocket then depositing it into a jar at home on your counter. First you need to install one of the best applications to save money.
You can set up a trust fund for your kids to give them some security for the time when they come of age. It may seem like a long way off, but if you have set up a trust fund for your child when they are young, it will mean
While most people have a single source of income (or maybe two or three during this economic pinch), there are an infinite number of places to spend money. It’s easy to lose track of where it all goes. The mismanaging of money is a slippery slope and can get anyone
So, how could you create a stable family budget? Well, we’re going to have a quick look at just one of the ways you could create your very own budget now. Creating your family budget Your budget should start with you understanding exactly how much money comes into your family’s
A household budget (or personal budget, if you are single) allows you to know where you are with your personal finances, and tells you if you can get where you want to go with your financial goals. If you are in debt and want to eliminate it, or want to
Reviewing my list of expenses for the past few months, I noticed that I have been able to successfully lower the amount of money I spend. Less eating out and getting rid of power-hungry appliances greatly helped. My grocery bill, however, is another story. While each receipt never amounted to
Earning money is hard enough, but saving it is just as tough. Particularly when your money runs out just as quickly as you get it. So how does one save money when there’s little of it on hand? Here are a few tips on you can do that. A change
Apparently, you’re more at risk of claiming on your insurance because of weather-related issues than you are burglary. One of the most highlighted weather issues recently has been flooding, especially following the horrific flooding of Boscastle – a beautiful little village in Cornwall. If you’re moving house – what should
Aking your bank account portable has become a pretty big issue these days and can be very cost effective if you find a bank who will participate. The portable concept is similar to the portable cell phone number, which occurs when you choose a different service provider in which you
Avoiding Mosquito Bites & Preventing West Nile We’ve already shared a number of natural remedies for relieving the itch and sting of bug bites. But, with all of the talk of West Nile virus lately, we thought it would be a better idea to share an effective way to keep
As the world continues to be more aware of the green and eco-friendly movement, people are continuously making strides to increase their contribution. While the use of alternative sources of energy is encouraged to lessen our dependency on fossil fuels, we still have a long way to go. Energy is
We’re all familiar with insurance payments. There’s car insurance, home insurance, home contents insurance, boat insurance, natural disaster insurance, life insurance, funeral insurance, health insurance! There are so many types of insurance, and not many of us take out all of them, but most of us have at least a
There are a lot of things we buy which are completely for the sake of convenience when, in fact, we could use up would-be wasted foods and make them in mere minutes ourselves. Paying for bread crumbs is the perfect example of one of these frugal living food budget blunders.
Is there a specific broker who specialises in what you do for a living? Some industries have special insurance needs and so brokers have specialised to have the best deals. Places like the National Farmers Union might well have good insurance deals for farmers – but maybe not so good
How to cut your energy bills by seeing where you use the most electricity. Save money on your gas and electric – Cut your bills – if you live in the UK then you should check out these great ways to save money on your fuel bills and telephone bills!
It is possible to save money on the family’s cleaning and toiletries budget, and no, I promise I don’t mean re-using toilet paper! When trying to cut down on home expenditures, many families look at the areas of food (groceries, takeaway and eating out) and travel (taking public transport instead
Just like so many things we buy, food prices rise with the price of oil. If it costs more to get the food to your grocery store, you will pay more for that box of cereal, head of lettuce, or bag of rice. Then, add the fluctuation in prices for
More Isn’t Always Better When it Comes to Dried Herbs & Spices If you’re serious about frugal living, you probably look for any opportunity to control your food cost. What you need to look out for, however, are those instances where you think you’re getting a good deal but, in
Those who are most successful in their frugal living efforts look for ways to save money in any and every area of their households. Money saving tips that include re-purposing and reusing the resources, like water, that you pay for and use daily are amazing and often very successful. Ways