With all of the propaganda about Wall Street being ‘too big to fail’, and the obvious instability attached to the stock market – with stocks diving on a regular basis, it makes you wonder where to invest your hard earned money and retirement funds that is still a safe and
Did you know that in 2007 alone, 22571 beaches in America were closed due to pollution (read NBC NEWS)? As if that’s not bad enough, air pollution is a major issue in practically all of developed world. Meanwhile, we are running out of clean water, arable land is getting smaller
One simple process will lead you into another. It’s like finding a penny on the sidewalk bending over picking it up putting it in your pocket then depositing it into a jar at home on your counter. First you need to install one of the best applications to save money.
You can set up a trust fund for your kids to give them some security for the time when they come of age. It may seem like a long way off, but if you have set up a trust fund for your child when they are young, it will mean
When you’ve worked for something for so hard, you naturally want your efforts to pay off. You want to achieve the results you aimed for. But what do you do if things don’t go your way and you don’t get what you obviously deserve? The Art of Self-discipline Not a
Australia has finally got its act together on financial literacy, with the Federal government releasing its National Financial Literacy Strategy in March this year. The government had the wind put up its backside by the announcement of the OECD that their 3-yearly Program of International School Assessment (PISA) will begin
While most people have a single source of income (or maybe two or three during this economic pinch), there are an infinite number of places to spend money. It’s easy to lose track of where it all goes. The mismanaging of money is a slippery slope and can get anyone
So, how could you create a stable family budget? Well, we’re going to have a quick look at just one of the ways you could create your very own budget now. Creating your family budget Your budget should start with you understanding exactly how much money comes into your family’s
A household budget (or personal budget, if you are single) allows you to know where you are with your personal finances, and tells you if you can get where you want to go with your financial goals. If you are in debt and want to eliminate it, or want to
Reviewing my list of expenses for the past few months, I noticed that I have been able to successfully lower the amount of money I spend. Less eating out and getting rid of power-hungry appliances greatly helped. My grocery bill, however, is another story. While each receipt never amounted to
Earning money is hard enough, but saving it is just as tough. Particularly when your money runs out just as quickly as you get it. So how does one save money when there’s little of it on hand? Here are a few tips on you can do that. A change
Apparently, you’re more at risk of claiming on your insurance because of weather-related issues than you are burglary. One of the most highlighted weather issues recently has been flooding, especially following the horrific flooding of Boscastle – a beautiful little village in Cornwall. If you’re moving house – what should
Aking your bank account portable has become a pretty big issue these days and can be very cost effective if you find a bank who will participate. The portable concept is similar to the portable cell phone number, which occurs when you choose a different service provider in which you
These days, dining rooms are more than just a place for eating. It’s more than just a place where you can entertain guests when they come over for dinner or a little get-together. These days, dining rooms are multipurpose rooms. Families use it as an activity center where parents can
Avoiding Mosquito Bites & Preventing West Nile We’ve already shared a number of natural remedies for relieving the itch and sting of bug bites. But, with all of the talk of West Nile virus lately, we thought it would be a better idea to share an effective way to keep
There is no denying that families are struggling in these tough economic times and it is very common to be dealing with financial stress. Between rising food and fuel prices, staggering utility bills and a tightened job market, all contribute to the financial difficulties families are facing. Creating a budget
The Art of Self-discipline Not a lot of people realize how important it is to curb their desires now in order to achieve something bigger and better in the future. As humans, we are wired to want and desire certain things in life, sometimes to such a degree that it
As the world continues to be more aware of the green and eco-friendly movement, people are continuously making strides to increase their contribution. While the use of alternative sources of energy is encouraged to lessen our dependency on fossil fuels, we still have a long way to go. Energy is
We’re all familiar with insurance payments. There’s car insurance, home insurance, home contents insurance, boat insurance, natural disaster insurance, life insurance, funeral insurance, health insurance! There are so many types of insurance, and not many of us take out all of them, but most of us have at least a
There are a lot of things we buy which are completely for the sake of convenience when, in fact, we could use up would-be wasted foods and make them in mere minutes ourselves. Paying for bread crumbs is the perfect example of one of these frugal living food budget blunders.
