There is no denying that families are struggling in these tough economic times and it is very common to be dealing with financial stress. Between rising food and fuel prices, staggering utility bills and a tightened job market, all contribute to the financial difficulties families are facing. Creating a budget
The Art of Self-discipline Not a lot of people realize how important it is to curb their desires now in order to achieve something bigger and better in the future. As humans, we are wired to want and desire certain things in life, sometimes to such a degree that it
As the world continues to be more aware of the green and eco-friendly movement, people are continuously making strides to increase their contribution. While the use of alternative sources of energy is encouraged to lessen our dependency on fossil fuels, we still have a long way to go. Energy is
We’re all familiar with insurance payments. There’s car insurance, home insurance, home contents insurance, boat insurance, natural disaster insurance, life insurance, funeral insurance, health insurance! There are so many types of insurance, and not many of us take out all of them, but most of us have at least a
There are a lot of things we buy which are completely for the sake of convenience when, in fact, we could use up would-be wasted foods and make them in mere minutes ourselves. Paying for bread crumbs is the perfect example of one of these frugal living food budget blunders.
Let’s be clear, I’m a lover of technology. I’m grateful that, over time, inventors have created tools and machines that lighten the load and make chores easier. I’m not an un-thinking ‘greenie,’ unappreciative of the progress that man has made: roads, cars, jet travel, telephones, computers, indoor plumbing, refrigeration, double-pained
Is there a specific broker who specialises in what you do for a living? Some industries have special insurance needs and so brokers have specialised to have the best deals. Places like the National Farmers Union might well have good insurance deals for farmers – but maybe not so good
How to cut your energy bills by seeing where you use the most electricity. Save money on your gas and electric – Cut your bills – if you live in the UK then you should check out these great ways to save money on your fuel bills and telephone bills!
It is possible to save money on the family’s cleaning and toiletries budget, and no, I promise I don’t mean re-using toilet paper! When trying to cut down on home expenditures, many families look at the areas of food (groceries, takeaway and eating out) and travel (taking public transport instead
If you’ve ever had to pay a veterinary bill for a sick or injured animal, you know what a financial strain it can be. Often, when a pet gets sick or injured, others are quick to suggest solutions such as, “Give it away” or “Have it put down.” This is
Just like so many things we buy, food prices rise with the price of oil. If it costs more to get the food to your grocery store, you will pay more for that box of cereal, head of lettuce, or bag of rice. Then, add the fluctuation in prices for
More Isn’t Always Better When it Comes to Dried Herbs & Spices If you’re serious about frugal living, you probably look for any opportunity to control your food cost. What you need to look out for, however, are those instances where you think you’re getting a good deal but, in
Those who are most successful in their frugal living efforts look for ways to save money in any and every area of their households. Money saving tips that include re-purposing and reusing the resources, like water, that you pay for and use daily are amazing and often very successful. Ways
Who doesn’t like a shiny new kitchen appliance? Whether it’s a coffee machine, a juicer, an ice-cream maker, a popcorn maker or a new blender, the appeal of sparklingly new kitchen appliances is strong. If it were not, the companies selling toasters, blenders, mincers, juicers, coffee makers, ice cream makers,
One in seven of us will need to make a claim on our travel insurance whilst abroad. 25% of us will risk traveling without any insurance at all! There are plenty of cheap travel insurance policies on the Net and we should always be protected on our trips abroad. Here
Did you know Australia has the highest household debt to income ratio in the world? Yes, that’s right. Australia is even higher than the United States with a total of a whopping $49.3 billion in credit card debt alone! So how do we correct this issue that is so rampant
Keeping yourself focused on the most important things in life can be a difficult job when you’re trying to balance work, family responsibilities, and your personal life all at the same time. There may be times when you want instant rewards for your hard work, and when they don’t happen
